Which services have premiums under Medicare Advantage Plans?

Prepare for the Prior Authorization Certified Specialist Exam. Study with multiple choice questions, each with hints and explanations. Ace your exam with confidence!

Under Medicare Advantage Plans, which are also known as Part C, beneficiaries typically pay premiums for additional coverage beyond what Original Medicare (Part A and Part B) provides. Part D specifically refers to the Medicare prescription drug coverage. While it's true that some Medicare Advantage Plans may include prescription drug coverage, they can also have their own premiums, separate from the premiums for Part A and Part B.

Part D plans are specifically designed to cover prescription medications, and participants usually pay a monthly premium for this coverage. This is distinct from Medicare Part A and Part B, which may not require additional premiums if you're already receiving Social Security benefits, as you've pre-paid for these services through payroll taxes during your workforce years.

In summary, the correct choice emphasizes that under Medicare Advantage Plans, premiums are associated with Part D for prescription drugs. This is crucial for beneficiaries to understand, as having knowledge about these costs can help in planning for their healthcare expenses.

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