Which of the following events is NOT considered a qualifying event for COBRA eligibility?

In the context of COBRA (Consolidated Omnibus Budget Reconciliation Act) eligibility, a qualifying event is one that triggers the opportunity for an individual to continue their health insurance coverage after certain life changes.

A new birth does not qualify as an event under COBRA because it is not considered a loss of coverage. Qualifying events typically involve termination or change in employment status, legal changes in marital status, or loss of eligibility due to a dependent child aging out or an employee's death.

On the other hand, events such as job loss, divorce, and death are recognized as qualifying events under COBRA, allowing affected individuals to maintain their health coverage for a limited period by paying premiums. Each of these scenarios results in a loss of health insurance benefits, which is why they are specifically listed as qualifying events. In contrast, the birth of a child generally does not impact the family's existing health coverage status, which is why it is not considered a qualifying event for COBRA eligibility.